Key Highlights of Yes Prosperity Edge Credit card

Axis Bank My Zone Credit Card
Best Suited for  Reward Points
Joining Fee Rs. 399+Taxes (waived off on spending Rs. 15,000 within 90 days)
Annual Fee Rs. 399+Taxes (waived off on spending 75,000 within 12 months prior to card renewal date)
Minimum Income Net Salary Rs.60,000 p.m. or ITR>Rs. 7.2 lakh p.a.
Best Feature 15,000 bonus reward points on spending of Rs. 6 lakh or more in each anniversary year
The Money Fair Rating ★★★★(4/5)

Features:

  • Cashback and Rewards: The YES Bank Prosperity Edge Credit Card offers up to 5% cashback on several categories including fuel, dining, grocery and departmental stores.
  • International Usage: The YES Bank Prosperity Edge Credit Card can be used to make payments and purchases in over 200 countries and territories around the world, making it a great choice for those who travel frequently.
  • Insurance Coverage: The YES Bank Prosperity Edge Credit Card offers complimentary insurance coverage of up to Rs. 50,000 for stolen, lost or damaged cards.
  • Airport lounge access: Get complimentary access to airport lounges twice a year.
  • Other Benefits: The YES Bank Prosperity Edge Credit Card also provides other benefits such as access to airport lounges, exclusive deals and discounts, and more.
  • No annual fee: Enjoy no annual fee for the first year.

Benefits:

With this credit card, you can get 40% off on food delivery at Swiggy. Below mentioned are the offer details:

  • Get 1% Cashback on all retail transactions: With the Yes Bank Prosperity Edge Credit Card, you can enjoy 1% cashback on all your retail transactions. This means that you can get cashback on everyday purchases like groceries, fuel, and more.
  • Get up to 5X Reward Points on select categories: With the Yes Bank Prosperity Edge Credit Card, you can get up to 5X Reward Points on select categories, such as dining, international spends, and more.
  • Get complimentary airport lounge access: Enjoy complimentary access to over 1,000 airport lounges across the world with the Yes Bank Prosperity Edge Credit Card.
  • Get up to 50% discounts on dining: Get up to 50% discount on dining bills at over 8,000 restaurants across India with the Yes Bank Prosperity Edge Credit Card.
  • Enjoy a host of other benefits: The Yes Bank Prosperity Edge Credit Card also offers a range of other benefits such as fuel surcharge waivers, discounts on shopping, and more.

Credit Card Ho Toh Aisa!

It’s not just a credit card, it’s a rewards card!

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Yes Prosperity Edge Credit card: Fees & Charges

The fees and charges applicable to Yes Prosperity Edge Credit card are mentioned below:

Type of Fee/ Charge Amount

Joining Fee

Rs. 399+ Taxes (waived off on spending Rs. 15,000 or more within 90 days of card activation)

Annual/ Renewal Fee

Rs. 399+ Taxes (waived off on spending Rs. 75,000 or more in a year )

Finance Charges

3.50% of the amount

Late Payment Fee

  • Below or equal to Rs. 100- Nil
  • From Rs. 101 to Rs. 500- Rs. 150
  • From Rs. 501 to Rs. 5,000- Rs. 500
  • From Rs. 5,001 to Rs. 20,000- Rs. 750
  • Above Rs. 20,000- Rs. 1,000

It depends on what kind of credit card you are looking for and what you want to get out of it. The Yes Prosperity Edge Credit Card offers some great benefits, such as cashback rewards, a low interest rate, and no annual fee. However, you should consider other factors such as the rewards program, the customer service, and the interest rates before making a decision. Ultimately, the decision is up to you.

Whether you should go for the Yes Prosperity Edge Credit Card or not depends on your own financial situation and needs. You should consider factors such as the annual fee, interest rate, rewards program, and other benefits offered by the card before deciding if it's the right option for you.

Q.  What is the eligibility criteria to receive the welcome benefit e-voucher?

A. The eligibility criteria to receive the welcome benefit e-voucher vary depending on the specific offer. Generally, customers must be new to the program, have a valid email address, and meet the minimum spend requirement associated with the offer.

Q. Where will I receive my welcome voucher?

A. Your welcome voucher will be sent to your email address. You may also find it in your account's "My Vouchers" page.

Q. What is the validity of the welcome voucher?

A. The validity of the welcome voucher typically depends on the specific offer. Check the terms and conditions of the voucher for more information.

Q. When would I receive the SC Points earned on achieving the milestone benefits?

A. The SC Points earned on achieving milestone benefits will be credited to your SC Points wallet within 10 working days of meeting the criteria.